Minnesota Department of Transportation

511 Travel Info

Passenger Carriers in Minnesota

Learn about financial responsibility and insurance

Insurance requirements

Type of Carrier

Commodity Being Transported Minimum Amount of Coverage
Motor carriers of passengers (for-hire) Passengers
  • $5 million (16 or more passengers)
  • $1.5 million (8 to 15 passengers)
  • File a Form E
Limousine service Passengers
  • Minimum aggregate amount of $1,500,000 per accident for each limousine covered
  • $100,000 property damage
  • File a Form E
Special Transportation Service Elderly/disabled persons
  • $100,000/$300,000 public liability
  • $50,000 property damage
  • File a Form E