Minnesota Department of Transportation

511 Travel Info

Property Carriers in Minnesota

Learn about financial responsibility and insurance

Insurance requirements

Type of Carrier

Commodity Being Transported Minimum Amount of Coverage
Building movers Buildings
  • $500,000 motor vehicle liability
  • $500,000 general liability (certificate of insurance filing)
Household goods carriers Household goods
  • $100,000/$300,000 public liability
  • $50,000 property damage (file a Form E)
  • $50,000 cargo insurance (file a Form H)
Motor carriers of property All freight except household goods
  • $100,000/$300,000 public liability
  • $50,000 property damage (file a Form E)